Card Verification Codes

Card Verification Data (CVD/CVV) codes are the three or four-digit codes on the back of the payment card that are used to further authenticate the consumer during a card-not-present transaction. Some codes might be located in the front of the card like American Express. The following are the response messages sent back to you during the authorization process, and can help determine whether you release the product to the customer.

Code   Visa CVV2   MasterCard CVC2   Discover CVD   American Express CID
M Match Match Match Not applicable
N No match No match No match No match
P Not processed Not processed Not processed Not applicable
S Should have been present Should have been present Should have been present Not applicable
U Issuer unable to process Issuer unable to process Issuer unable to process Issuer unable to process
Y Not applicable Not applicable Not applicable Match

 

CVV2/CVC2/CVD/CID codes may vary based on processing network or equipment. If the response codes displayed on your equipment or software are not listed above, please call us at 866.823.1960.


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